Secrets AI Review 2026: Is This AI Girlfriend Worth It?

Some AI girlfriend sites make you build a character before you can say hello. Secrets AI takes a faster route. You can browse a large gallery, pick someone you like, and start a private chat. From there, the platform adds custom girls, photos, short videos, roleplay, voice calls, and memory. Our Secrets AI review looks at how these parts work and what you actually get for your money.

Secrets AI Quick Verdict

What Is Secrets AI and How Does It Work?

Secrets AI is an adult AI companion and AI girlfriend website run by Secret Labs Inc. You can choose an existing companion or make your own character. Each companion can chat, remember details, take part in roleplay, and create AI media. The service also has audio calls and several chat modes.

The site works through a web browser. Its official guides also confirm that audio calls work on supported mobile browsers. This makes it easy to move between a phone and computer without a separate setup process.

Secrets AI is not built around one custom girlfriend. The home page has a long list of female companions, with realistic and anime options. You can browse first and build your own girl later. That gives new users an easier place to start.

Secrets AI Key Features

Secrets AI puts most of its tools around the same companion. A chat can lead to saved memories, generated photos, videos, text-to-speech, or an audio call. Here is what each part offers.

How Can You Create a Girl in Secrets AI?

The custom character builder gives you control over both looks and personality. You first choose a gender and either a realistic or anime style. After that, you can set physical details, voice, name, age, location, personality, and background.

The process works in stages instead of one long prompt. This is useful if you have a clear type in mind but do not want to write a full character description yourself. Custom characters use the same memory system as the ready-made companions.

Your first custom character is free according to the current Quickstart guide. Extra characters cost 500 Moments each. Characters must be adults, and the builder allows ages from 18 to 99.

What Types of Pre-Made Characters Does Secrets AI Have?

The ready-made gallery is one of the easiest parts of Secrets AI to use. The current home page shows a large number of female profiles across different looks and styles. Users can filter characters by gender, realistic or anime design, and popularity.

Profiles also give you a quick idea of which characters other users like. This works well for men who would rather start a chat now than spend time on a character builder.

The choice also helps with roleplay. You can pick a girl who already has a set look and personality, then build the conversation around that profile.

How Good Is Secrets AI Chat?

Chat is the main part of the service. Secrets AI supports normal text, roleplay actions, language matching, saved memory, and different response modes. Companions can match your tone and use facts saved from earlier chats.

The current modes include S3E and S3C. S3E is made for faster and more flirty chats, while S3C has a softer style for normal talks. Premium users also get access to higher AI models through the paid plan.

Memory is more useful here than a simple chat history. Secrets AI saves details about each relationship, and separate companions keep their own memories. Multiple Chats can also keep different stories apart or share selected memories through Memory Groups.

Can Secrets AI Handle Roleplay?

Yes. Roleplay is built into the normal chat instead of a separate game mode. You can write an action between asterisks, set a scene, and let the companion answer in character.

Secrets AI also has Time Travel for paid users. This lets you return to an earlier part of a chat and take the scene in another direction. Multiple Chats are useful for the same reason. You can keep one main relationship and start another story with the same companion without mixing every event together.

This gives roleplay fans more control than a simple “send message and hope for the best” setup.

Does Secrets AI Allow NSFW Content?

Secrets AI is an 18+ platform and supports adult-themed AI conversations and media. Its Terms clearly state that adult material may appear on the website. The video tool also has a separate Adult mode.

There are still content rules. Secrets AI screens prompts and AI outputs, and its safety policy blocks illegal or harmful categories. This includes sexual content about minors, non-consensual material, real-person sexual deepfakes, trafficking content, and several other banned areas.

So adult fantasy is a major part of Secrets AI, but users still have to follow the platform rules.

How Does Secrets AI Image Generation Work?

Images can be requested from the chat or made through the Generate area. The system can use the current conversation as context, so you do not always need to start from a blank image prompt. A standard image currently costs 50 Moments.

Secrets AI also lets users edit generated SFW images. You pick an existing picture, describe the change, and create a new version. Each edit costs another 50 Moments. Generated images can be downloaded from the platform.

For users who care about the visual side of an AI girlfriend, this is a big part of the paid experience.

Can You Make Videos With Secrets AI?

Yes. Video generation starts from an AI image and turns it into a short clip. It requires Premium or Ultimate access.

Standard videos have more settings than a single fixed format:

• Resolution can be 480p, 720p, or 1080p.
• Length can be 5, 8, or 10 seconds.
• Audio can be turned on or off.
• Users can write a prompt for the motion.
• Audio can add speech, background sound, or other effects.

Standard pricing changes with the resolution and length. For example, a 5-second 480p clip without audio costs 133 Moments. A 10-second 1080p clip costs 1,350 Moments. Turning on audio doubles the listed Standard video cost. Adult mode uses a fixed 8-second 720p format for 600 Moments.

Secrets AI Pricing & Plans

Secrets AI uses two parts for payment. First, you choose a subscription. Second, some tools spend Moments, which act as credits for images, video, calls, and extra custom characters.

The live Secrets AI store currently puts the biggest focus on yearly Premium. It shows $9.17 per month when billed $109.99 per year, with 8,000 Moments each month. The same store advertises Ultimate+ at $17.50 per month on its yearly view, with 15,000 Moments, group chats, and Personas.

The official tier guide also lists the shorter billing choices:

The official tier guide lists the 3- and 6-month choices, while the live store currently pushes monthly and yearly billing most heavily. The $109.99 Premium yearly deal is the current price shown on the live store.

Monthly subscription Moments reset each month and do not roll over. Moments bought separately stay in the account. Premium also gets a 10% bonus on Moment purchases, while Ultimate gets 15%.

What Can You Do With Secrets AI for Free?

The free account gives you enough access to see how the basic companion chat feels before you buy a plan. New users also receive 200 starter Moments.

Free users can:

• Send up to 20 messages per day.
• Browse the AI companion gallery.
• Chat with ready-made companions.
• Use basic memory.
• Receive 200 starter Moments.
• Create the first custom character without a character fee.
• Try image generation while enough starter Moments remain.

What Do You Get After Paying for Secrets AI?

Paid plans remove the small daily chat limit and put much more weight on media. Premium will be enough for most users, while Ultimate is aimed at people who want the extra social and memory tools.

Paid access can include:

• Unlimited text messages.
• 8,000 or 15,000 Moments each month.
• Premium AI models.
• Video generation.
• Stronger memory.
• Time Travel.
• Longer messages on higher tiers.
• A bonus when buying extra Moments.
• Group Chats on Ultimate.
• Personas on Ultimate.

Secrets AI Pros & Cons

Secrets AI has a lot packed into one account. Most of its good points come from the choice of companions and the number of ways you can interact with them.

Pros

• Large gallery of ready-made female AI companions.
• Realistic and anime character styles.
• Detailed custom character builder.
• Unlimited paid text chat.
• Images, videos, text-to-speech, and audio calls.
• Useful memory tools for longer chats.
• Adult roleplay support for users aged 18+.
• Group chats and Personas on the top tier.
• Discreet billing under S LABS INC. on the live store.

Cons

• Images, videos, calls, and extra characters spend Moments.
• Free users only get 20 messages per day.
• Monthly Moment grants do not roll over.
• Personas and group chats require the highest tier.
• Video can use a large part of your Moment balance.
• Extra custom characters cost 500 Moments each.

Is Secrets AI Legit or a Scam?

Secrets AI is a real AI companion service operated by Secret Labs Inc. The platform has a working character gallery, subscription store, detailed user guides, Terms of Service, Privacy Policy, Refund Policy, and content rules. Its current store also states the company name and business address.

Subscriptions renew until cancelled. Users can cancel through the payment processor listed on their receipt or contact Secrets AI support. Paid access remains active until the end of the current billing period. The Terms also explain rules for billing disputes and refunds.

Secrets AI is also clear that its characters and visual media are AI-generated. Users cannot upload personal images or videos to the service.

For adults who understand the Moments system before paying, Secrets AI offers a real set of working companion tools rather than a simple landing page with a chat box.

Secrets AI FAQ